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HCSTC borrowers are less inclined to be confident handling money

Sunday, January 26th, 2020

HCSTC borrowers are less inclined to be confident handling money

Based on our Financial Lives Survey 2017, borrowers with HCSTC loans (payday and instalment that is short-term) differ in age.

Figure 5 reveals that borrowers between 25 to 34 years old keeping loans that are HCSTC33.4%) had been especially overrepresented in comparison to the united kingdom grownups within that age groups (17.5%). Likewise, borrowers over 55 years old had been notably less prone to have HCSTC loans (12.2%) set alongside the British population within that age bracket (34.8%). The study additionally discovered that 60% of cash advance borrowers and 45% for short-term instalment loans had been feminine, weighed against 51% regarding the UK population being feminine. (more…)